All payments made is non-refundable and non-transferable.

The success and failure of online transaction is at the sole discretion of the account holding organization. AJ&VG MEDIA assumes no responsibility for any dispute. AJ&VG MEDIA shall not be responsible for any fraudulent or disputed transactions. Any/all disputes regarding any online transactions made through the AJ&VG MEDIA website must be resolved by payer directly with their respective Bank/ Card issuer/Account holding organizations. You agree that, you will not make AJ&VG MEDIA a party to any such dispute. AJ&VG MEDIA shall not be liable to you/ cardholder/Account holder for any consequence arising out of any fraudulent or disputed transactions.

By making a Payment over the AJ&VG MEDIA website, you thereby agree to comply with all terms and conditions laid down by AJ&VG MEDIA from time to time. You agree to release, indemnify and hold harmless AJ&VG MEDIA and its officers / employees, business affiliates, from and against any injuries, losses, damages, claims, actions, or any liability of any kind resulting from or arising from your or any third party’s use (or misuse) of the Payment facility available over the

AJ&VG MEDIA website.

By making any online payment, you are agreeing that there shall be no charge back in respect of any transaction done on the relevant AJ&VG MEDIA website under the assigned email ID. Website: www.ajnvg.com

AJ&VG MEDIA reserves the right at any time, without prior notice, to add or vary all or any of these terms and conditions or to replace, wholly or in part this Payment facility or to withdraw it completely.